Regulated life insurance for crypto holders — secure, legally sound inheritance without sharing keys.
HODLife is an innovative insurer founded in 2025, integrating digital assets and blockchain with dependable life insurance and savings solutions.
We help you safeguard and grow wealth using both traditional and digital assets.We combine advanced blockchain with established risk-management practices within a highly regulated framework—offering a prudent, modern way to save, protect, and gain digital-asset exposure.
Our mission is twofold: to empower individuals and families to achieve their financial goals, and to uphold prudent treasury management for long-term financial soundness.
HODLife's insurance solutions are designed for digital-asset holders, enabling secure, legally sound inheritance to preserve wealth and transfer to beneficiaries. Issued from Bermuda, our products blend confidentiality and stability with crypto-denominated insurance.
We integrate digital assets with regulated insurance to help secure your future, mitigate inflation risk, and support long-term growth potential.
Your financial future, reimagined.
Your assets deserve institutional-grade protection. We apply digital-asset-specific controls and multilayer safeguards to help secure your wealth.
Today, tomorrow, and beyond.
Clarity builds trust. Our transparent product design and open communication ensure you understand exactly how your product works.
No surprises, just confidence.
Timely, legal, and confidential benefit distribution ensures beneficiaries receive their entitlements while minimizing delays and public scrutiny. Anonymous, offshore holding maintains privacy, protects against coercion, and offers potential tax benefits with management control.
In the digital-asset landscape, coercion and asset seizure are genuine concerns; our insurance solution will make coercion risk remote. Protect your digital assets in unforeseen circumstances—we recognize the effort you have invested in building your wealth.
Strategic future planning enables inheritance in cryptocurrency or fiat, minimizing unnecessary delays and avoiding potential disputes. Where wallet "legacy solutions" carry legal uncertainties and can delay access, our insurance provides a legally sound, highly efficient distribution—secure inheritance without lost keys.
Emergency access when you need it. Access your Digital Assets anytime, even in your own time of need.
HODLife Insurance Company Ltd.
Canon's Court, 22 Victoria Street,
Hamilton, Pembroke, HM 12,
Bermuda
HODLife Insurance Company Ltd (“HODLife”) is currently operating within the Bermuda Monetary Authority's Regulatory Sandbox with a Class ILT Insurer licence. The Sandbox is an innovation track for companies looking to test new technologies or business models on a limited number of clients in a controlled environment for a limited period of time. The BMA applies the same rigorous, risk-based supervisory approach to all insurers. However, because the company is still building its operations and testing its innovative business model, during this period policyholders may face higher risks than with a fully licensed, more established insurer. There is a risk that HODLife does not graduate from the Sandbox, in which case its operations will cease and all collected premiums from policies will need to be refunded. HODLife has set aside a reserve with the intention of returning the collected bitcoin premiums in that event; however, unexpected events could still occur that risk loss to Policyholders. The detailed rules of what will happen, in the event that HODLife does not graduate from the Sandbox, are set out in an Addendum to each policy issued during the period that HODLife remains in the Sandbox.